4-Point Insurance Inspections in Fort Lauderdale
Fast, insurer-ready documentation to keep your coverage active and compliant.
We provide certified 4-Point Insurance Inspections across Broward County, including Fort Lauderdale, Coral Springs, Pompano Beach, and nearby areas. Our reports meet insurance carrier standards, helping homeowners stay covered with fast delivery and clear documentation.
4-Point Inspections That Keep Broward County Homes Insurable
Our certified 4-Point Inspections document the condition of your home’s electrical, plumbing, HVAC, and roofing systems — helping Broward County homeowners stay compliant with insurance requirements. Whether renewing coverage or switching carriers, our reports meet Florida’s insurer standards and include clear photo documentation. Combine your 4-Point with a Wind Mitigation Inspection or Roof Certification to qualify for premium discounts and ensure your home remains protected year-round.
What’s Covered in a 4-Point Inspection
We assess the 4 major components required by insurance companies:
Electrical System
Panel type, wiring, safety issues, upgrades
Plumbing System
Supply and drain lines, water heater, visible leaks
HVAC (Heating & Cooling)
Condition, age, and function of the unit(s)
Roof
Age, materials, visible condition, signs of damage or wear
Don’t wait until the last minute — we offer fast turnaround and can often inspect the next day.
Why You Might Need a 4-Point Inspection
Your home is 25–30+ years old
Your insurer requested it to write or renew your policy
You’re switching insurance providers
You’re buying a home and need to stay on track for closing
What You’ll Receive
Florida-standard 4-Point Inspection Report
System ages, functionality, and condition notes
Photos of each system
Report delivered to you and/or your insurance agent
Turnaround in 24–48 hours
Want to see exactly what we deliver?
Where We Offer 4-Point Inspections
Serving South Florida’s Insurance Needs — Fast and Local
We proudly provide 4-point inspections throughout:
Live outside the tri-county area? Contact us — we may still be able to help
Why Our Inspections Deliver More Than a Report
At Home Inspector Proz, we believe a home inspection should be about clarity, confidence, and real protection, not just paperwork. Here’s what makes our service truly stand out:
Thorough, Detail-Driven Inspections
We inspect beyond the basics, uncovering issues others might overlook
Fast Reporting, Same-Day Results
Get critical insights fast so you can move forward without delays
Clear, Educational Explanations
We guide you through findings without jargon or scare tactics
Responsive, Local Service
Questions? Concerns? We're always available before and after your inspection
Certified, Trusted, Fully Insured
Licensed, insured, and trusted by realtors, buyers, and insurers across Florida
Pricing
Transparent pricing — no hidden fees.
Flat Rate:
$125
Book NowBundle it with a Wind Mitigation Report for only
$200save $50
What Clients Are Saying
Not Sure Which Inspection You Need?
Compare Your Options:
| Inspection Type | Primary Purpose | Who requires this inspection? | Focus areas | Typical Clients |
|---|---|---|---|---|
| General Home Inspection | Full condition check before buying or selling | Recommended for buyers/sellers before closing | Entire home: structure, roof, systems | Buyers, Sellers |
| 4-Point Inspection | Verify 4 key systems for insurance | Required by insurance for older homes | Roof, Electrical, Plumbing, HVAC | Homeowners, Insurers |
| Wind Mitigation | Qualify for wind insurance discounts | Required for insurance discounts | Roof structure, protections, openings | Homeowners, Insurers |
| Roof Certification | Prove roof condition for insurance approval | Requested by insurance for aging roofs | Roof age, damage, life expectancy | Homeowners, Sellers |
| Pre-Listing Inspection | Prepare home for sale by spotting issues early | Recommended for sellers before listing | Full home systems and repairs needed | Home Sellers |
| Final Walkthrough Inspection | Verify repairs and condition before closing | Recommended for buyers before closing | Repairs, final move-in readiness | Buyers (Closing Stage) |
Need help deciding?
we’ll help you choose the right inspection based on your situation!
Frequently Asked Questions
A 4-Point Inspection evaluates the roof, electrical, plumbing, and HVAC systems to document the condition of the home for insurance purposes. In Fort Lauderdale and throughout Broward County, insurance companies require this report for older homes or when policies are being issued or renewed. The report helps insurers confirm that the major systems are in acceptable working order.
Insurance carriers use a 4-Point Inspection to determine whether a home is insurable and whether it poses a risk for claims. In Broward County, this is especially common due to Florida’s insurance regulations and storm-related underwriting guidelines. Without a 4-point, coverage may be delayed, denied, or cancelled during renewal.
Yes — many homeowners bundle a 4-Point + General Inspection or 4-Point + Wind Mitigation during the same appointment, which saves time and reduces insurance delays. Bundles are especially helpful if you're switching carriers or responding to a renewal request.
Most 4-Point Inspections can be completed same-day or next-day, with digital delivery shortly after the inspection. This fast turnaround helps homeowners in Fort Lauderdale and wider Broward County avoid coverage lapses, underwriting delays, or cancellation notices from their carrier.
Most homes do pass as long as the major systems are in safe working condition. If we do find something that could prevent approval, we let you know exactly what needs to be corrected and why — before the report is submitted to your insurance company. Our goal is to help homeowners in Fort Lauderdale and Broward County stay insured without surprises or last–minute cancellations.