Wind Mitigation Inspection in Boca Raton, FL
Our wind mitigation inspections identify roof construction features, impact protection, and structural reinforcements that may qualify your home for significant insurance discounts. Based in Boca Raton and serving the greater Palm Beach County area, we offer fast scheduling, same-day reports, and accurate documentation compliant with Florida insurance standards.
Wind Mitigation Reports for Lower Insurance Premiums
A wind mitigation inspection reviews the home’s roof covering, roof geometry, decking attachment, roof-to-wall connections, attic bracing, and impact protection to determine which features qualify for insurance discounts. This inspection is essential for many Boca Raton and Palm Beach County homeowners seeking to lower premiums. For additional documentation or broader system evaluation, you can schedule a 4-point inspection or pair this service with a comprehensive home inspection.
What Is a Wind Mitigation Inspection?
A wind mitigation inspection evaluates your home’s ability to withstand strong winds and hurricanes. The report is submitted to your insurance provider and can lower your annual premium.
The report covers:
Roof covering material and installation date
Roof deck attachment method (nail type, spacing)
Roof-to-wall connections (clips, straps, or none)
Roof geometry (hip vs. gable)
Secondary water resistance barrier
Opening protection (shutters impact windows/doors)
It’s a smart, storm-ready move that protects your home and wallet
Why It Matters
Insurance savings: Many Florida carriers offer annual premium discounts for qualifying homes
Required for policy underwriting in some cases
Proof your home is built to better withstand storms
Can be combined with a 4-Point inspection for greater value
What You’ll Get
A standardized Uniform Mitigation Verification Inspection Form (OIR-B1-1802)
Clear documentation with labeled photos
Delivery within 24–48 hours
Reports emailed directly to you and/or your agent
Where We Offer Wind Mitigation Inspections
We proudly serve the entire South Florida region, including:
- Boca Raton
- Fort Lauderdale
- Miami
- Boynton Beach
- Hollywood
- Miami Beach
- Delray Beach
- Pembroke Pines
- Kendall
- Wellington
- Miramar
- Doral
Why Our Inspections Deliver More Than a Report
At Home Inspector Proz, we believe a home inspection should be about clarity, confidence, and real protection, not just paperwork. Here’s what makes our service truly stand out:
Thorough, Detail-Driven Inspections
We inspect beyond the basics, uncovering issues others might overlook
Fast Reporting, Same-Day Results
Get critical insights fast so you can move forward without delays
Clear, Educational Explanations
We guide you through findings without jargon or scare tactics
Responsive, Local Service
Questions? Concerns? We're always available before and after your inspection
Certified, Trusted, Fully Insured
Licensed, insured, and trusted by realtors, buyers, and insurers across Florida
Pricing
Transparent pricing — no hidden fees.
Contact us for a quote or book online to see pricing in real time.
Bundle & Save:
$200
for Wind Mitigation + 4-Point
- +Add to a full home inspection for even more value
What Clients Are Saying
Not Sure Which Inspection You Need?
Compare Your Options:
| Inspection Type | Primary Purpose | Who requires this inspection? | Focus areas | Typical Clients |
|---|---|---|---|---|
| General Home Inspection | Full condition check before buying or selling | Recommended for buyers/sellers before closing | Entire home: structure, roof, systems | Buyers, Sellers |
| 4-Point Inspection | Verify 4 key systems for insurance | Required by insurance for older homes | Roof, Electrical, Plumbing, HVAC | Homeowners, Insurers |
| Wind Mitigation | Qualify for wind insurance discounts | Required for insurance discounts | Roof structure, protections, openings | Homeowners, Insurers |
| Roof Certification | Prove roof condition for insurance approval | Requested by insurance for aging roofs | Roof age, damage, life expectancy | Homeowners, Sellers |
| Pre-Listing Inspection | Prepare home for sale by spotting issues early | Recommended for sellers before listing | Full home systems and repairs needed | Home Sellers |
| Final Walkthrough Inspection | Verify repairs and condition before closing | Recommended for buyers before closing | Repairs, final move-in readiness | Buyers (Closing Stage) |
Need help deciding?
we’ll help you choose the right inspection based on your situation!
Frequently Asked Questions
A wind mitigation inspection documents roof covering materials, roof geometry, how the decking is fastened, the type of roof-to-wall connection, and the level of impact protection on windows and doors. These components help insurers determine how well the home is built to withstand strong winds and hurricanes. Many Boca Raton and Palm Beach County homes qualify for substantial insurance credits after completing this inspection, making it one of the most valuable reports for Florida homeowners.
Absolutely. A wind mitigation inspection can significantly reduce insurance premiums by identifying wind-resistant structural features. Florida insurers offer credits for roof-to-wall connectors, upgraded roof coverings, proper decking fasteners, and impact-rated windows or shutters. These improvements lower risk for the carrier, which often results in lower annual costs. Many Boca Raton and Palm Beach County homeowners experience substantial savings after completing a wind mitigation report.
Most wind mitigation inspections take about one hour, though the exact time depends on attic access, roof layout, and overall visibility of key structural components. Homes in Boca Raton and Palm Beach County with older construction or more complex roof geometry may require additional documentation time. Reports are typically completed the same day, enabling homeowners to submit them promptly to insurers.
Florida does not legally require a wind mitigation inspection, but it is often one of the most valuable reports for homeowners. The inspection verifies roof construction quality, impact protection, and structural reinforcements that qualify for insurance discounts. Because homes in Boca Raton and Palm Beach County face hurricane exposure, completing this inspection can lead to substantial savings and stronger insurance acceptance.
Yes. In most cases, wind mitigation reports are delivered the same day, giving homeowners immediate access to insurance documentation. This quick turnaround is beneficial for Boca Raton and Palm Beach County residents who need to submit forms for policy renewals, underwriting reviews, or discount applications. Homes with complex roof structures may require up to 24 hours for final processing.